Archive for August, 2009
Posted by admin in Uninsured
Posted from The Moderate Voice
One of the perpetual bones of contention in the ongoing health care reform debate is the precise number of people in serious need of help in this area. All too frequently we encounter various, exaggerated estimates, including some fact challenged quotes right here at TMV, which put the number as high as 50 million. Well, that’s certainly a troubling statistic for anyone to contemplate. In fact, the New York Times had a heartfelt opinion piece this weekend which recognizes a number of serious problems with the math on these figures, but then essentially bats them away, saying we shouldn’t dwell on the numbers.
But how many Americans are we really talking about here? And what mitigating factors need to be considered? A good place to start would be the most recent edition of the U.S. Census Bureau’s report on Income, Poverty and Health Insurance Coverage in the United States. (Follow the link, please, for the full PDF of the report.) It’s the same one cited in the Times piece. Turning to page 27 we find that the total number of people put in the category of not having health insurance during the previous year starts at 45.7 million (not fifty) which is down from 47 million in the previous reporting period. But that’s still a lot of people, isn’t it? We’ll need to do some more digging, obviously, and we will.
But first, here’s one more item which generally goes unmentioned when it comes to the Census Bureau’s Current Population Survey results, linked above. If you turn to appendix C, buried back on page 67, you will find that the Bureau doesn’t even have faith in its own numbers on this score.
National surveys and health insurance coverage
Health insurance coverage is likely to be underreported on the Current Population Survey (CPS). While underreporting affects most, if not all, surveys, underreporting of health insurance coverage in the Annual Social and Economic Supplement (ASEC) appears to be a larger problem than in other national surveys that ask about insurance. Some reasons for the disparity may include the fact that income, not health insurance, is the main focus of the ASEC questionnaire. In addition, the ASEC collects health insurance information by asking in February through April about the previous year’s coverage… Compared with other national surveys, the CPS estimate of the number of people without health insurance more closely approximates the number of people who are uninsured at a specific point in time during the year than the number of people uninsured for the entire year.
The report then refers you to the CBO’s report on How Many People are Uninsured and for How Long. This fascinating report informs us that, of the large numbers cited, roughly 45% of the people included in that statistic are not the chronically uninsured, but rather people who are in transition between jobs and are likely to have health insurance again within 120 days.
Next, we need to go back to the Census Bureau report and turn to page 31 where we are informed that their total number includes the category of those who are listed as “non-citizens†(which are carefully broken out from naturalized citizens vs. native born citizens.) The non-citizen rate of uninsured individuals clocked in at 43.8%, or roughly 9.4 million non-Americans. Since these people are not here legally and not paying into the system, that portion of the crisis is better addressed in a debate on immigration issues, but taxpaying Americans don’t need to be on the hook for that segment of the total.
While the number continues to drop, it’s also worth noting that we’re not talking exclusively about the abject poor who can’t afford insurance. As this Business and Media report informs us, that same Census Bureau summary includes the following:
But according to the same Census report, there are 8.3 million uninsured people who make between $50,000 and $74,999 per year and 8.74 million who make more than $75,000 a year. That’s roughly 17 million people who ought to be able to “afford†health insurance because they make substantially more than the median household income of $46,326.
Once you do some fairly basic math, you come up with the same figure that the Kaiser Family Foundation arrived at.
The liberal Kaiser Family Foundation puts the number of uninsured Americans who don’t qualify for government programs and make less than $50,000 a year between 8.2 million and 13.9 million.
Let’s say we take the high end figure and round up to 14 million. Yes, that’s still a lot of people in need of help, but the figure is becoming manageable at this point. If you look at the GOP’s health care bill, currently buried in Ways and Means, you realize that we could approve means testing for people in that category and issue them advancements and/or vouchers for five thousand dollars in coverage and you’d have accomplished the largest goal which most ObamaCare proponents claim to want to achieve. The price tag would not be chicken feed, coming in at 70 billion dollars, (and that figure assumes that every single person in that category would sign up) but after staring H.R. 3200 in the face at a cost of either 800 billion or two trillion (depending which CBO scoring method you go by) I can assure you that you’d have members from both parties doing back flips in their eagerness to sign on. And you could do it without driving a major American private industry into the ground and overloading public programs which we still don’t know how we’re going to finance in years to come.
Obviously there are other problems and they should be addressed as well. Those transitional people mentioned above should be able to move on to their next job without getting hit with preexisting condition clauses or major increases in premiums. Constantly increasing health care costs should be intelligently driven down, mostly by allowing interstate competition between private companies. But these are things where I believe the Republicans and Democrats can already find common ground. First, we’ll need to get the big issues put to bed, and a good place to start would be by being honest about how many people we need to insure and how we can most reasonably, efficiently and economically do it.
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Posted from World Net Daily
By Chuck Norris –Â Ever heard the saying, “Absence of evidence is not evidence of absence”?
That’s true for any of the 1,000+ page versions of Obamacare.
Having informed you in previous columns of “Dirty secret No. 1” and “Dirty secret No. 2” in Obamacare, dirty secret No. 3 is the sin of omission. It’s what the health care bill doesn’t say that will bite you in the end.
If you were writing 1,000+ pages on a subject, don’t you think you’d have enough space to cover the essentials? But what if some of the issues were political hotbeds? And, if you were trying to sell the package, are there issues you’d intentionally leave out? If you were a Washington bureaucrat, I know you would!
In 1,000+ pages, there’s surprisingly sparse coverage or complete avoidance of a host of necessary issues. I would cite pages in the bill as I’ve done in my other articles, but there aren’t any covering them. These are questions that need specific answers by the Obama administration as well each of our representatives.
- What are the child developmental methods and values used in training parents in home visitations?
- To whom or what is the national committee, which oversees the entire health care system, accountable?
- What are the extents of power and limitations or boundaries of the national committee?
- Will the national and regional health care committees eventually run with the power of the Federal Reserve system, as Dr. Ezekiel Emanuel, the health care adviser to the Obama administration, proposes in his book “Guaranteed Healthcare”?
- Will Medicare be “phased out” as Dr. Emanuel proposes in his book?
- Will employee-provided health insurance eventually cease, as Dr. Emanuel proposes in his book?
- Specifically, how will the nation provide and pay for the expansion of needed medical and administrative personnel to cover roughly 50 million more people?
- Specifically, how will the nation provide and pay for the expansion of medical facilities and equipment to equip those new medical and administrative personnel?
- What are the specific cost projections for such extensive and extra medical personnel, practices, offices and equipment?
- What about the maldistribution of physicians?
- What about tort reform?
- What about class-action lawsuits?
- Will illegal immigrants be covered under this program?
- What about the specifics of abortion services, and will taxpayer funds finance them?
- What types and limitations of end-of-life counsel will be offered?
- Any guarantees that the middle class won’t eventually be paying for Obamacare?
- Have you investigated or read any other options and alternatives to health care reform besides the recent version of Obamacare? If not, why not? If so, what are the pros and cons of each?
- And most important, will you write or sign amendments that guarantee the restrictions or explanations of the above points into law before passing any form of Obamacare?
Now read that list slower one more time and ask yourself: Is it a complete coincidence that all those specifics aren’t already mentioned in Obamacare legislation? Would you want your representative to sign off on a bill that doesn’t specify them? (Would you sign a contract to buy a car that didn’t discuss financing or even the specifics of the car you were buying?)
Friends, of critical concern to me is not merely what the health-care bill is today, but what that implemented program will look like when a national board (like the Federal Reserve, according to Dr. Ezekiel Emanuel) has all power and jurisdiction, without checks and balances by other powers. If a national medical board is given the power of the Federal Reserve, a “death panel” will be only one facet of its monstrous head. But is a Supreme Court of universal medical counsel and decisions what we want presiding over the future generations of America? Our kids and grandkids?
Isn’t this just the same ol’ doubletalk and dirty politics we’ve seen in Washington? What ever happened to Obama’s campaign promise about the “most sweeping ethics reform” or “unprecedented transparency”? Why doesn’t Washington start telling us the whole truth, and nothing but the truth, so help them God?
If Obama is concerned about the “moral obligation” of universal health care, maybe he should begin by not “bearing false witness” or giving complete witness to the entirety of his health care plans and program?
Obama repeatedly promises that universal health care will not increase the deficit, but he is not only bearing witness in contradiction to the Congressional Budget Office, but without knowing the specifics of the program or what it may morph into in years to come.
Similarly, Obama promises that the middle class will not pay for the program, yet Obamacare legislation shifts progressive onus (beginning on p. 846, line 16) for aspects of ongoing health care onto state and local communities – which will in turn pay for those services how? It doesn’t say. And if the state doesn’t meet other eligible reimbursement federal criteria, do we assume they’re going to write it all off, or will we the taxpayers foot that bill, too? It doesn’t say. Generalities like “the State share of the cost” (p. 847) should cause your pocketbook to tremble.
What ever happened to the America just a few months ago that was, according to Obama, on the verge of an economic Armageddon? Do Americans actually believe the president when he says that universal health care is “central” to economic recovery? Are people really buying this shtick? Is this really the year to tack another trillion onto our oppressive national debt?
So here’s what the specific implementation plan of Obamacare comes down to: “trust government.” I’d rather do what a California highway patrolman friend of mine says, “In God we trust – all others we search.” And that includes government.
According to recent Rasmussen poll, 51 percent of Americans fear government more than private insurance companies. And we’re going to blindly trust government with the details of universal health care and allow it practice nationalized medicine on us and our posterity?
Before so-called universal health care turns into universal hell-care, write or call your representatives today and protest their rushing and voting Obamacare into law. Remind them that what is needed in Washington is a truly bipartisan group that is allowed ample amount of time to work on compromised health care law that reigns in out-of-control insurance companies and doesn’t raise taxes (for anyone), regulate personal medical choices, ration health care or restrict American citizens’ freedoms in any way.
Watch your back, America! As the adage goes, absence of evidence is not evidence of absence.
Read Dirty Secret #1, Dirty Secret #2
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Posted from Boston Globe
Massachusetts has the most expensive family health insurance premiums in the country, according to a new analysis that highlights the state’s challenge in trying to rein in medical costs after passage of a landmark 2006 law that mandated coverage for nearly everyone.
The report by the Commonwealth Fund, a nonprofit health care foundation, showed that the average family premium for plans offered by employers in Massachusetts was $13,788 in 2008, 40 percent higher than in 2003. Over the same period, premiums nationwide rose an average of 33 percent.
The report did not break out how much premiums have increased in Massachusetts since the 2006 changes went into effect, so it does not show whether the law affected the rate of price increases. Still, with the state’s law often cited as a model for a national health care overhaul, advocates on various sides of the issue said the report underscores the urgency of including cost controls in any large-scale federal or state overhaul.
“While expanding coverage was the logical first step in Massachusetts, cost control is equally as important,’’ said Andrew Dreyfus, an executive vice president at Blue Cross Blue Shield of Massachusetts, the state’s largest private insurer with 3 million members. “And if you don’t face the cost issue directly, then you can jeopardize the progress you’ve made in expanding coverage.’’
President Obama has championed a national health care overhaul that includes cost controls, as well as coverage expansion to nearly every American. But critics have questioned some of his administration’s projected savings, and his proposal for a public insurance plan to compete with private insurers is faltering in Congress.
In Massachusetts, brokering the 2006 overhaul was such a delicate and years-long undertaking that the disparate interest groups – insurers, businesses, consumers, hospital and doctors organizations – all agreed to first tackle health coverage expansion and leave the cost question for a later date.
Now, the Commonwealth Fund report projects that without significant cost reforms, an annual family premium in Massachusetts will soar to $26,730 by 2020.
While Massachusetts residents face the highest premiums in the country, the costs do not eat as big a hole in the typical family budget as in most other states, the report said. That’s because household income in Massachusetts is much higher than the national average. For middle class families that make too much to qualify for state insurance subsidies, however, the premiums can be a significant burden.
One of the first steps to control costs was taken last year, when the Legislature passed a sweeping bill sponsored by Senate President Therese Murray, Democrat of Plymouth. Among other provisions, it restricted some payments and gifts to doctors from pharmaceutical and medical device companies and created a commission to recommend changes in how providers are paid.
Last month, the commission suggested that private and public insurers scrap their method of paying doctors and hospitals negotiated fees for individual visits or procedures, and instead put providers on a “global budget,’’ paying a set amount intended to cover a patient’s medical care for an entire year.
The idea is so controversial and the suggested fix so time-consuming to achieve that the commission recommended phasing it in over five years.
But other efforts to control health spending are already moving ahead.
Blue Cross, for instance, is already signing up providers to participate in an insurance plan similar to the commission’s recommended “global budget,’’ and it now covers nearly 20 percent of its patients in health maintenance organizations.
Health Care for All, a Boston-based consumer group, is pushing interim steps that include reducing payments to hospitals for patients who have to be readmitted because of preventable complications.
“This report heightens the urgency of doing these short-term steps now,’’ said Health Care for All’s research director, Brian Rosman.
Another panel, created by the 2006 law, is poised to release a report in September that will probably detail specific interim measures that can be taken to rein in costs.
Anya Rader Wallack, a council member, said one of the big cost drivers in the state’s health insurance system is that Massachusetts residents like their big, brand-name hospitals, perhaps too much.
“We tend to use more academic medical centers, which are expensive and are, in general, more expensive than community hospitals or nonhospital settings,’’ Wallack said.
In many other states, she said, patients tend to have more medical tests and procedures done in nonhospital settings. She would not disclose the remedies being considered by her group, but the panel has posted price-comparison data for Massachusetts hospitals on its website.
Bottom line, said Dr. Marylou Buyse, president of the insurers’ trade group, the Massachusetts Association of Health Plans, is that the high cost of health insurance is not necessarily the insurer’s fault.
“The increase [in Massachusetts premiums] is attributed to an increase in charges by physicians and hospitals,’’ Buyse said, referring to a 2008 state report that tracked the trend from 2002 to 2006.
The Commonwealth Fund report concluded that a number of changes, including limits on insurance companies’ administrative costs and profits, as well as changes in the way doctors and hospitals are paid, could bring better-quality patient care and could reduce national costs by an average of 1 to 1.5 percentage points per year over the next decade. That translates to a savings of $2 trillion to $3 trillion nationally, the report said.
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Posted from the Wall Street Journal
Want a preview of ObamaCare in action? Sneak a look at what has happened in Maine. In 2003, the state to great fanfare enacted its own version of universal health care. Democratic Governor John Baldacci signed the plan into law with a bevy of familiar promises. By 2009, it would cover all of Maine’s approximately 128,000 uninsured citizens. System-wide controls on hospital and physician costs would hold down insurance premiums. There would be no tax increases. The program was going to provide insurance for everyone and save businesses and patients money at the same time.
After five years, fiscal realities as brutal as the waves that crash along Maine’s famous coastline have hit the insurance plan. The system that was supposed to save money has cost taxpayers $155 million and is still rising.
Here’s how the program was supposed to work. Two government programs would cover the uninsured. First the legislature greatly expanded MaineCare, the state’s Medicaid program. Today Maine families with incomes of up to $44,000 a year are eligible; 22% of the population is now in Medicaid, roughly twice the national average.
Then the state created a “public option” known as DirigoChoice. (Dirigo is the state motto, meaning “I Lead.”) This plan would compete with private plans such as Blue Cross. To entice lower income Mainers to enroll, it offered taxpayer-subsidized premiums. The plan’s original funding source was $50 million of federal stimulus money the state got in 2003. Over time, the plan was to be “paid for by savings in the health-care system.” This is precisely the promise of ObamaCare. Maine saved by squeezing payments to hospitals and physicians.
The program flew off track fast. At its peak in 2006, only about 15,000 people had enrolled in the DirigoChoice program. That number has dropped to below 10,000, according to the state’s own reporting. About two-thirds of those who enrolled already had insurance, which they dropped in favor of the public option and its subsidies. Instead of 128,000 uninsured in the program today, the actual number is just 3,400. Despite the giant expansions in Maine’s Medicaid program and the new, subsidized public choice option, the number of uninsured in the state today is only slightly lower that in 2004 when the program began.
Why did this happen? Among the biggest reasons is a severe adverse selection problem: The sickest, most expensive patients crowded into DirigoChoice, unbalancing its insurance pool and raising costs. That made it unattractive for healthier and lower-risk enrollees. And as a result, few low-income Mainers have been able to afford the premiums, even at subsidized rates.
This problem was exacerbated because since the early 1990s Maine has required insurers to adhere to community rating and guaranteed issue, which requires that insurers cover anyone who applies, regardless of their health condition and at a uniform premium. These rules—which are in the Obama plan—have relentlessly driven up insurance costs in Maine, especially for healthy people.
The Maine Heritage Policy Center, which has tracked the plan closely, points out that largely because of these insurance rules, a healthy male in Maine who is 30 and single pays a monthly premium of $762 in the individual market; next door in New Hampshire he pays $222 a month. The Granite State doesn’t have community rating and guaranteed issue.
One proposal to get people into the DirigoChoice system is to reduce the premiums, presumably to give the uninsured a larger incentive to join. But that would explode the program’s costs when it already can’t pay its bills. A program that was supposed to save money by reducing health-care waste and inefficiencies has seen a 74% increase in premiums. But even those inflated payments can’t keep the program out of the red.
Last year, DirigoCare was so desperate for cash that the legislature broke its original promise of no tax hikes and proposed an infusion of funds through a beer, wine and soda tax, similar to what has been floated to pay for the Obama plan. Maine voters rejected these taxes by two to one. Then this year the legislature passed a 2% tax on paid health insurance claims. Taxing paid insurance claims sounds a tad churlish, but the previous funding formula was so complicated that it was costing the state $1 million a year in lawsuits.
Unlike the federal government, Maine has a balanced budget requirement. So out of fiscal necessity, the state has now capped the enrollment in the program and allowed no new entrants. Now there is a waiting list. DirigoChoice has become yet another expensive, failed experiment in government-run health care, alongside similar fiascoes in Massachusetts and Tennessee.
Not everyone sees it this way. Noting the similarities between the Maine program and the Congressional initiative, Karynlee Harrington, the executive director of the Dirigo Health Agency, boasted recently: “DirigoChoice is consistent with what we think the definition of a public health option is.” It certainly is.
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Posted by admin in Abortion
From LifeSiteNews.com
Last Wednesday, President Barack Obama responded to claims that his health care legislation would institute government funding of abortion by calling those claims “fabrications.” In an article released on Friday, however, FactCheck.org, an organization that analyzes the accuracy of statements made by American political leaders, confirmed the assertion of pro-life organizations that the legislation would indeed open the door to government-funded abortion.
In the article, “Abortion: Which Side Is Fabricating?,” FactCheck director Brooks Jackson carefully distinguishes how abortion is included in the bill. “The truth is that bills now before Congress don’t require federal money to be used for supporting abortion coverage,” he says. “So the president is right to that limited extent. But it’s equally true that House and Senate legislation would allow a new ‘public’ insurance plan to cover abortions, despite language added to the House bill that technically forbids using public funds to pay for them.”
It is “likely,” the article says, that Obama would implement abortion coverage once it is allowed. “Obama has said in the past that ‘reproductive services’ would be covered by his public plan, so it’s likely that any new federal insurance plan would cover abortion unless Congress expressly prohibits that,” Jackson writes. “Low- and moderate-income persons who would choose the ‘public plan’ would qualify for federal subsidies to purchase it. Private plans that cover abortion also could be purchased with the help of federal subsidies.
“Therefore, we judge that the president goes too far when he calls the statements that government would be funding abortions ‘fabrications’,” Jackson concludes.
Responding to Obama’s “fabrications” remark, the National Right to Life Committee’s legislative director Douglas Johnson said, “the bill backed by the White House (H.R. 3200) explicitly authorizes the government plan to cover all elective abortions.” Jackson, indicating that FactCheck does not take a position on whether abortion should be covered or not, nevertheless confirms Johnson’s statement, saying, “our analysis shows that Johnson’s statement is correct. … The House bill does just that.”
Jackson says it is the July 30th Capps amendment – which was billed as a “common ground” initiative – (http://energycommerce.house.gov/Press_111/20090730/hr3200_capps_1.pdf) that has opened the door to publicly funded abortion. The amendment explicitly includes abortion funding in the government plan, namely those covered by Medicaid, such as cases of rape or incest. But it also allows other types of abortions to be covered, according to the judgment of the Secretary of Health and Human Services.
The current Secretary of the HHS, Kathleen Sebelius, is a well-known abortion supporter.
“The Capps Amendment MANDATES that the public plan cover any Medicaid-fundable abortions, and AUTHORIZES the secretary to cover all other abortions,” said NRLC’s Johnson, quoted by Jackson. “From day one, she [Secretary Kathleen Sebelius] is authorized to pay for them all. And, she will.”
“We can’t say what anyone will do in the future,” writes Factcheck.org’s Jackson, but then points to Obama’s 2007 comments to Planned Parenthood, where he indicated that “reproductive services” would be “essential care” in his health plan. “Obama did not use the word ‘abortion,’” Jackson says, “but a spokesman for the campaign said later that abortion would be included, according to the Chicago Tribune.”
Under the Capps amendment, Jackson says, the public health plan could fund all abortions. While, “the Capps amendment does contain a statement … that prohibits the use of public money to pay for abortions, except in cases of rape, incest, and to save the life of the mother,” the plan could cover all abortions, “so long as the plans took in enough private money in the form of premiums paid by individuals or their employers.”
“The Capps language also would allow private plans purchased with federal subsidies (‘affordability credits’ for low-income families and workers) to cover abortion,” he says.
Jackson mentions the defeated Stupak amendment, which would have overruled the Capps amendment, that “prohibited government funding of ‘any part of the costs of any health plan that includes coverage of abortion,’ except in cases of rape, incest or to save the life of the mother.”
But, he concludes, “as for the House bill as it stands now, it’s a matter of fact that it would allow both a ‘public plan’ and newly subsidized private plans to cover all abortions.”
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Posted from Associated Content
The American Seniors Association bills itself as a conservative alternative to the AARP. The American Seniors Association, while dwarfed by its larger, more liberal rival, now seems to be benefiting from the health care debate at the expense of the AARP.
The American Seniors Association has traditionally been unable to compete with the AARP, due to the AARP/s media clout and its ability to provide its members with benefits, such as insurance and discounts for travel and other services. Now, though, the American Seniors Association is making a bid for AARP members.
“The American Seniors Association (ASA) invites any American Association of Retired Persons member to mail us your torn AARP card and receive a 2 year- for- 1 year membership with ASA. Our organization representing hundreds of thousands of members believes we need health care reform, but we want what is best for seniors. ASA wants to cut wasteful spending in Medicare. ASA wants to see the Congress work to curb frivolous lawsuits that drive up the costs of doctor’s malpractice insurance. Our system needs an overhaul, but we do not need expensive Obamacare or anything resembling it.”
So far sixty thousand AARP members have quit that organization citing what they believe is that organization’s stance on the Obama health care reform proposal. It is unclear how many of these former AARP members have taken up the American Seniors Association on its two for one offer.
The American Seniors Association claims a membership “in the hundreds of thousands.” The AARP claims a member ship of about forty million. The AARP claims that while three hundred thousand seniors leave the AARP in a typical month, four hundred thousand join and a million and a half members renew their membership.
The irony is that the AARP has yet to actually articulate an official position on Obamacare. Still, the American Seniors Association has a point. While the AARP has not officially supported Obamacare, it has not actually opposed it either. The prospect of health care rationing, especially for senior citizens, has disturbed a great many people, especially seniors who, naturally, feel vulnerable. The AARP has not been shy about opposing efforts to reform social security or to cut the growth of spending in Medicare. Obamacare has, as a feature, a plan to cut five hundred billion dollars from Medicare. The AARP, which usually erupts at such a proposal, has been strangely silent.
The AARP is one of the most powerful political organizations in the country, second perhaps only to the National Rifle Association. It has achieved that power by amassing a huge membership and using it to wield political clout in Washington.
But if the AARP is perceived as working against the interests of its members, the trickle of people leaving it may become a flood. That would bring with it a weakening of political power, perhaps with other organizations such as the American Seniors Associations gaining it. That might be an unintended consequence of the drive for socialized medicine.
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Posted by admin in Co-Op
Posted from the Wall Street Journal
By MICHAEL O. LEAVITT
Responding to a building wave of opposition to the “public option,” the Obama administration is now signaling that it may dress up government health care in yet another set of clothes. This time, it will be called a health insurance “co-op.” Sen. Kent Conrad (D., N.D.) is floating the idea, Sen. Max Baucus (D., Mont.) has offered his initial support, and Sen. Chuck Schumer (D., N.Y.) has listed three conditions it needs to meet.
Mr. Schumer’s conditions are a national structure, federal financing, and a ban on federal appointees who have ties to the insurance industry. This “co-op” would be federally controlled, federally funded, and federally staffed. Expressing his opposition to smaller organizations and his demand for a national “co-op,” Mr. Schumer says, “It has to have clout; it has to be large.” He adds, “There would at least be one national model that could go all over the country,” which would require “a large infusion of federal dollars.”
I’m quite familiar with real co-ops. As a teenager, I filled my family’s tractor with fuel purchased at a farmer’s co-op, which was organized by local people to solve a common problem. My family got its electricity from a rural electric co-op. I was later a director of an “insurance reciprocal,” a form of a co-op. Co-ops are a part of American culture: people uniting to solve common problems. What the Democrats are proposing bears little resemblance to this.
The Democrats are insisting that their version of a “co-op” wouldn’t be government-run health care, but I ran Medicare and Medicaid as secretary of Health and Human Services, and I know this isn’t true. When Washington provides the money, names the directors and ultimately pays the bills, government controls health care. Lobbyists will lobby, Congress will respond, and bureaucrats will decide who gets care, what drugs are prescribed, what procedures are covered, and how much money providers can charge. This is true for Medicare, it’s true for Medicaid, and it would be true of Mr. Conrad’s “co-ops.”
Sen. Chuck Grassley, the ranking Republican on the Senate Finance Committee, is from Iowa farm country. He knows co-ops, and hopefully he also knows a plan for a government takeover when he sees it. He’s said he’s against a “public option,” no matter what it’s called. Yet Senate Finance Committee Chairman Baucus, describing what he wants out of “co-op” legislation, spoke plainly, as reported by Politico earlier this summer, when he said, “It’s got to be written in a way that accomplishes the objective of the public option.”
Our health-care system needs real reform. We need to abolish the unfair tax that favors employer-sponsored insurance over self-purchased insurance. We need to foster a more vibrant private market with greater competition and choice. We need to make prices transparent and give consumers more freedom to pursue health-care value.
Every American needs to have access to affordable health insurance. But we don’t need a “public option” that would jeopardize the employer-provided insurance of millions—an option that employers would be able to choose at their employees’ expense. And we don’t need the government running a bunch of so-called “co-ops,” rationing care at taxpayers’ expense.
The Democrats are getting worried that the Trojan Horse they have offered in the form of a “public option” has been spotted for what it is. So now they are looking for a new way to get government-run health care through the gates.
Let none of us be co-opted by their latest ploy.
Mr. Leavitt, former secretary of Health and Human Services (2005-2009), has served as the administrator of the Environmental Protection Agency and as governor of Utah (1993-2003).
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Posted by admin in Lies, Obama
The amendment process surrounding the health care ‘reform’ bills in Congress exposes the fact that President Obama and his allies are not being honest with the American people regarding their plans for ObamaCare. While the supporters of ObamaCare are making statements like “you can keep your planâ€, “the plan will be deficit-neutralâ€, and “there’s no coverage for abortion or illegal aliensâ€, the actions of Congressional Democrats show this simply is not the case. The following list of amendments and their associated votes exposes the real truth about ObamaCare (source – FactReal).
OBAMACARE WON’T LET YOU KEEP THE PLAN YOU LIKE
Government will determine what is “acceptable†health insurance coverage and benefits.
Amendments to protect freedom to choose a plan you like: BLOCKED
OBAMACARE WON’T ALLOW YOU TO ENROLL IN PRIVATE INSURANCE
Americans would be prohibited by law from enrolling in a private individual health insurance plan and would be forced by the federal government to buy a different health plan in the national Health Insurance Exchange. The Democrats’ bill says that beginning in 2013 the health plans that provide coverage for Americans enrolled in individual market health plans could no longer enroll new members.
Amendment to allow Americans to choose private coverage: BLOCKED
OBAMACARE TO DENY DOCTORS & HOSPITALS THE RIGHT TO CHOOSE IN WHICH PLANS TO PARTICIPATE
Government could force anyone to offer services in ObamaCare that will underpay doctors and hospitals
Amendment to allow doctors & hospital to choose plans they want: BLOCKED
OBAMACARE TO FUND ABORTION
Presently, all government-subsidized health care plans (SCHIP, DOD, Medicaid, etc.) prohibit abortion coverage. In HR3200 & Senate bills, there are no provisions that would prevent federal officials from mandating that health insurance plans include abortion services. There is nothing to prevent the Secretary of HHS from including abortion coverage since the decisions over benefits are left to the Secretary of HHS and to a newly created Health Care Benefits Advisory Committee. Based on the failure of anti-abortion amendments, taxpayers would end up financing abortion since the federal government could mandate that abortions be covered by health insurance plans available through the national health insurance exchange.
Amendments to prevent taxpayer-financed abortion: BLOCKED
Amendment pro-abortion: PASSED
● Amendment from Rep. Lois Capps (D-CA) to require at least one insurance plan to cover abortion in each geographical region, to cover ALL abortion services, and allow affordability credits (taxpayer-funded subsidies) to be used for health insurance plans that cover abortions.
OBAMACARE NOT DEFICIT NEUTRAL
ObamaCare will increase the deficit: According to the CBO’s and JCT’s assessment enacting H.R. 3200 would result in a net increase in the federal budget deficit of $239 billion over the 2010-2019 period. What’s wrong with high deficits? The CBO director explains: “Large budget deficits would reduce national saving, leading to more borrowing from abroad and less domestic investment, which in turn would depress economic growth in the United States. Over time, accumulating debt would cause substantial harm to the economy.â€
Amendment to keep ObamaCare deficit neutral: BLOCKED To help Obama keep his promise that his health care reform will not add to the deficit, these Congressmen proposed these amendments:
● Amendment from Rep. Patrick Tiberi (R-OH) to require the Secretary of HHS to submit an annual report to the President and Congress, comparing the expected revenue and spending under the bill’s provisions for the upcoming 10-year period. ● Amendment from Rep. Tom McClintock (R-CA) to prevent major provisions of the bill from being enacted/implemented, if the Director of the Office of Management and Budget found that they were not deficit-neutral.
OBAMACARE WILL HURT EMPLOYEES, BUSINESSES, & THE ECONOMY
The House bill has an employer “pay-or-play†mandate, which include a tax on employers of up to 8 percent if they do not offer a federally approved benefits package to their workers. Taxes on employers are generally passed on to employees in reduced wages or other compensation, including job loss.
Amendments to protect jobs: BLOCKED
● Amendment from Rep. Pete Hoekstra (R-MI) to suspend employer mandate provisions if the national unemployment rate equaled or exceeded 8% for 2 consecutive months ● Amendment from Rep. Sam Johnson (R-TX) to strike new tax increases in the bill: (i.e., an 8% payroll tax on employers who can’t afford to offer health insurance to their employers; offer health coverage to their employees but government considers it “insufficientâ€; offer “sufficient†coverage but the employee enrolls through a spouse’s employer; or aren’t paying at least 72.5% of an employee’s premium) (Democrats defeated it: 26-15)
OBAMACARE = GOVERNMENT INTRUSION, CONTROL & RATIONING
The House bill calls for increased Comparative Effectiveness Research (CER) to gather data & determine which treatments are the most cost-effective. Government officials may be able to use CER to make payment, treatment, and coverage decisions.
Amendment against government making medical decisions; government rationing & control: BLOCKED
Amendment for government to set prices: PASSED
● Amendment from Rep. Jan Schakowsky (D-IL) to put the government in control of setting prices for insurance premiums for seniors’ prescription drug coverage, placing a government price cap on premiums, and allow the Secretary of HHS to “negotiate†the drug prices in Medicare Part D and Medicare Advantage plans.
OBAMACARE = LONG WAITS
Federal officials may resort to rationing care and controlling access to physicians to save money. Based on the experience of other countries, this process would result in long wait times for patients. The Brady amendment failed on a straight party-line vote.
Amendment to protect Americans from long wait times: BLOCKED
● Amendment from Rep. Kevin Brady (R-TX) to eliminate the public plan if its enrollees experienced longer wait times than in private health plans. These people would then be able to enroll in private health plans offered on the Health Insurance Exchange.
OBAMACARE WILL COVER ILLEGALS
The House bill does not offer clear guidelines to ensure that illegal immigrants cannot access taxpayer-funded health care benefits. It will be unsustainable to give benefit to millions of illegals already in the U.S. and the many millions to come if Obama passes his open-border immigration reform. The Heller amendment failed on a straight party-line vote.
Amendment to keep illegals out of ObamaCare: BLOCKED
SENIORS TO FINANCE OBAMACARE
Bill proposes reductions to Medicare Advantage (MA)
Amendment to stop the payment reductions to Medicare Advantage (MA) plans: BLOCKED
● Amendment from Rep. Mike Rogers (R-MI) to prevent the House bill’s MA reductions from being implemented unless the Secretary of HHS could certify that those provisions would not cause seniors to lose their current MA plans or be forced to switch plans
Amendment for government to set prices in Medicare: PASSED
● Amendment from Rep. Jan Schakowsky (D-IL) to put the government in control of setting prices for insurance premiums for seniors’ prescription drug coverage, placing a government price cap on premiums, and allow the Secretary of HHS to “negotiate†the drug prices in Medicare Part D and Medicare Advantage plans.
MEMBERS OF CONGRESS WON’T ENROLL IN OBAMACARE
If ObamaCare is so good, why members of Congress, Senate & Obama Administration will be exempted from getting ObamaCare? This Heller amendment failed, with 21 Democrats voting no.
Amendment to require Congress to enroll in ObamaCare: BLOCKED
OBAMACARE’S SINGLE-PAYER
Here is how easy it will be for Obamacare to lead to single-payer (a.k.a state-run, government-run health care, universal, co-op….whatever name they give to it, it’s about government control)
Amendment to adopt a state-based system of socialized medicine: PASSED
OBAMACARE WILL NOT PROVIDE TORT REFORM
Democrats side with trial lawyers instead of lowering health care costs.
Amendment to reduce health costs: BLOCKED
● Amendment from Rep. John Linder (R-GA) to limit participation to states with meaningful medical malpractice reforms to reduce frivolous lawsuits (Democrats defeated it: 26-15)
OTHER REPUBLICAN AMENDMENTS BLOCKED BY DEMOCRATS Democrats block common-sense changes to Health Care bill
● Stop the government-run health plan ● Prohibit new taxes until Medicare fraud rate is reduced to below 1% ● Prevent bureaucrats from making personal medical decisions for patients ● Establish a $1 trillion deficit cap ● Waive the employer mandate if it will cause layoffs, worker salary cuts, or reductions in hiring ● Protect employers from unfair taxation ● Protect employers who offer health care coverage to their workers ● Create small business health plans ● Require the government-run plan to operate under the same rules as private health plans ● Specify that Congress should read the health care bill before voting on it ● Keep President Obama’s tax pledge not to raise taxes ● Ensure that workers who like their current health plan can keep it ● Ensure Americans cannot be forced into a government-run health care plan ● Stop seniors from being stripped of their health care choices ● Prohibit unfair advantages for government-run health plan ● Keep the federal government from choosing “favored†physicians ● Allow states to opt out ● Slow Medicare’s march toward bankruptcy
SOURCES – THE HOUSE BILL H.R.3200:
The three House committees (Education and Labor, Ways and Means, Energy and Commerce) which have been working together on health insurance reform, have now each approved health care legislation. H.R.3200 is expected to be considered by the full House in September. ● House Committee on Education and Labor: markup, and here, members (Democrat majority), roll call: passed 26-22 ● House Committee on Ways and Means: markup, members (Democrat majority) ● House Committee on Energy and Commerce: markup, and here, members (Democrat majority), roll call: passed 31-28 ● Democratic Leaders Block 31 Common-Sense Changes to Health Care Bill ● The House Education and Labor Markup: Making a Bad Bill Worse ● The House Health Bill: The House Ways and Means Amendments ● The House Health Bill: Energy and Commerce Amendments
SOURCES – THE SENATE BILL:
● Senate HELP (Health, Education, Labor and Pensions) Committee: passed a health care overhaul along party lines, No transparency ● The Senate Health Bill: Chock-Full of Bad Health Policy
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